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Colorado Real Estate Blog - Brandy Unruh

Welcome to my Colorado Real Estate Blog! This Blog is dedicated to all things relating to real estate, home improvement, living and improving the quality of life.

The Top 5 Reasons to Buy a Home before 2014

Making the decision to purchase a home is very personal.  It is about where you are in life.  Are you financially ready? Do you need more space because of a growing family?  Are you looking for a yard for your dog to play in?  The list goes on and on, and the reasons may vary from investment purposes to wanting a garage to park your car during the cold winter months.

If you have been on the fence here are some reasons to go ahead purchase before 2014. 

  • Mortgage rates are currently stable however they are expected to rise.  The days of 3.5% rates have come and gone but the rates are still quite low (today’s rate is around 4.22%).  As of right now, the housing sector is growing stronger and the inflation rates are low, thus promoting low mortgages.  We can speculate on how long the low rates will stick around but it is the general belief that they will rise eventually, and they will have a significant impact on your purchasing power.
  • Home prices are relatively stable.  Although we saw a dramatic increase in Colorado at about 10% in home prices in August 2013 over August 2012.  The actual price increase was only 0.5% over the previous month.  This proves that our market here in Colorado is gradually increasing as it should (unlike the quick increase that occurred in the bubble market days).  However, they are undeniably on the rise, so a home today that costs $400,000 will likely cost you $425,000 if you wait until spring 2014.
  • It may be easier to find that perfect home.  Throughout the early spring and summer, most buyers have been competing tooth and nail for nearly every home that would come on the market.  With the competition slowing slightly, and the housing choices historically still going strong through October and November, it may be easier to find the home you want and get it under contract.
  • Investing in your future is a great idea and purchasing a home is definitely cheaper than renting.  When you purchase a home it gives you a chance to start building equity.  Generally speaking instead of paying a monthly expense to borrow a place to live, you could purchase and invest in a home that has more personal and economic value.  Consider the benefits of making this type of contribution to your future every month.

There are many reasons one should purchase a home, if the timing is right and if you are ready.  These are just a few great reasons to stop wavering and purchase that home that is perfect for you before the end of the year.  

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After the Colorado Flood...Some Helpful Tips and Resources

Now that the rain has stopped here in Colorado, the biblical floods have left behind destruction beyond words.  Many homeowners have been left behind with questions about what to do after the flood has stopped.  There are countless items that have to be addressed so I wanted to gather some good tips on where to get started, what to look for, and who to turn to for help.

Before you enter the home:

  • Make sure you have your tetanus shot.  This is very important. Rust can develop on metal fast so it’s a good idea to be safe.
  • Check your home before you go inside.  Look for loose or down power lines, gas leaks, cracks around the foundation, or other obvious damage.  Check the porch roofs and overhangs to verify there are still supported.  If there is obvious damage to any of these items have a professional look at the building before entering. 
  • Turn off the electricity to the home.  Even if the power is down make sure that your home’s power supply is fully disconnected. 
  • Smell around for gas.  If you smell natural gas or hear a hissing noise, leave the area immediately.  Call the fire department and/or the gas company.
  • If your home was flooded, it is best to assume that there are contaminates inside including mold, bacteria, chemicals, oil, or debris.  Use caution by wearing protective attire.
  • Open doors and windows to air out the home before staying inside for any length of time especially if the home was closed and vacant for more than 48 hours.
  • Enter the home with caution, if the door sticks that could indicate issues with the ceiling or possibly debris on the other side you may not be able to see.
  • Check the ceiling and floors, if there are signs of sagging or blistering it could fall at anytime.

Equipment:

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Highlighted Community: Longmont, Colorado

Once again I wanted to highlight another community that has all the amenities of a large city but is nestled around the farmlands of northern colorado. Longmont is an easy-going community is just 16 miles outside Boulder, but it has a character all its own. Featuring a lively and historic downtown, plenty of open space parks, high-tech companies and lots of new housing developments, Longmont is a vibrant, diverse town.

Union Reservoir

Downtown is home to some of the city's top spots, offering a range of restaurants and shops. Family events and live music are also a part of the urban atmosphere. If you love history you will find that the history of Longmont is very much alive at the Dougherty Museum and at several Victorian homes and old cabins and mills, all part of the nationally registered historic district.  Additionally, exhibit galleries, public art and an outdoor courtyard are yours to explore at the Longmont Museum and Cultural Center,south of town. Tower of Compassion is Longmont's most unique cultural symbol. The Kanemoto families donated this pagoda, a symbol of compassion, to the city in 1972.  In addition to historic and cultural highlights, Longmont maintains more than 1,500 acres of parks and open space and is privy to Boulder County's extensive hiking and biking trails. Nearby Union Reservoir is popular for windsurfing, fishing and camping.

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Tips for Finding that Perfect Neighborhood

Choosing a New NeighborhoodWhere we choose to settle down and plant our roots is just as important as the actual home we wish to call our own.  A happy home is usually because of its’ physical location as much as the people inside who create it.  As a home buyer there are many important factors to consider when choosing that home; one being that you are purchasing a part of a neighborhood and community that you will be a part of so it’s a good idea to make sure it is a good fit.  But how do you know if a neighborhood is right for you?  Here are some tips on how to help determine if a neighborhood is a good fit.

Make a list:

Compile a list of items that would make an ideal neighborhood including; the things that you could not live without as well as items that you would be willing to sacrifice.  Placing thought in areas such as commute to and from work, if you think it is important to be near a grocery store or walking distance to restaurants and entertainment.  While you are thinking of must have items, it is a good idea to consider the items that you do not want. For example if need quiet you may not want to be near a busy highway or have a firestation nearby. If you entertain a great deal you may not want a neighborhood with limited parking. 

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Highlighted Community: Boulder, Colorado

Pearl Street MallI wanted my next highlighted community to feature a city that is truly close to my heart and a great place to live, work and play. Boulder, Colorado is considered by many as one of the best places to live in the entire nation. The city has consistently placed in the Top 5 of numerous publications' "Best of" lists, including Best Places for Singles by Forbes; Top Places to Retire by Retire Magazine; Best All Around Town by Outside Magazine; the #5 Spot for Empty Nesters by Kiplinger; the Top Cycling City by Bicycling Magazine; and the #4 Green City by Yahoo—just to name a few.

With mountain views and an extensive network of trails, Boulder, Colorado is truly an outdoor-lover's paradise. The city is surrounded by 31,000 acres of open space and has over 130 miles of hiking trails that range from easy to very difficult. Rock climbing, mountain biking, golfing, and kayaking are other popular activities in the area. Each Memorial Day, Boulder welcomes over 40,000 runners for the "Bolder Boulder," which is the second largest 10K race in the country.

 In addition to its bountiful recreational opportunities Boulder is also known for its fabulous restaurants and culture.  Downtown Boulder features some outstanding shopping, restaurants, entertainment and events.  Not to mention some of best people watching you can find.  The city also is a hot spot for artists and artisans who display their wares at markets and galleries throughout the city. During the Spring through Fall you can visit an extensive farmers market with local faire that is fresh and exciting.  There are so many fantastic things to do in Boulder that the list goes on and on.  There is something for everyone in Boulder, come take a look and you will see. If you would like to learn more about the great city of Boulder or would like to find your dream home in the great communities that surround this great city, I would love to help you.  Contact me today at This email address is being protected from spambots. You need JavaScript enabled to view it. or call me at 303.578.6683

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Brandy Unruh Real Estate Associate

  Brandy Unruh
  Broker Associate
  Cell: 303.578.6683
  Direct: 303.541.2228
  Office: 303.449.5000
  Fax: 303.449.6969

Coldwell Banker
Coldwell Banker Residental Brokerage
2700 Canyon Blvd. Suite 200
Boulder, CO 80302

Coldwell Banker Residential Brokerage

Infographic: The Path to Purchasing a Home
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